





Everything you should know before getting started.
Yes — licensed with the Texas Secretary of State as a Credit Services Organization (Lic. #803073624), bonded nationwide, with a real office in Dallas and public reviews on Google, BBB, Yelp, and Facebook.
Your first $199 starts your file: onboarding, full 3-bureau audit, game plan, and Round 1 disputes. Each month after covers that round's disputes, escalations, response tracking, and a results review with you. Month-to-month — cancel anytime.
Never. You receive an invoice each month and pay through a secure payment link. Every payment stays in your control.
Credit monitoring is separate and is billed directly by MyFreeScoreNow at $24.97/month after a $1 seven-day trial.
As long as your file needs active work. Most files require multiple dispute rounds, and complete credit restoration often takes consistency over 6–12 months. You'll review progress every round and can cancel any month.
Some clients begin seeing movement during the first month. Each dispute round typically takes approximately 30–45 days. We never guarantee timelines because every credit file is different.
Under the FCRA, a credit bureau generally cannot reinsert a deleted account without new validation from the creditor. While uncommon, if a debt is later sold and reported under a new account, it may be disputed again.
We handle the audits, disputes, escalations, and overall strategy.
Your responsibilities are to:
Absolutely. Federal law gives every consumer the right to dispute inaccurate information directly with the credit bureaus at no cost.
You're hiring Classe Credit Consulting for professional strategy, Metro 2 compliance-based disputes, consistent follow-through across all three bureaus, rebuilding guidance, and education throughout the process.
You'll receive two emails (check your spam folder if needed):
• Your onboarding instructions
• Your credit monitoring enrollment
Once those are completed, your full 3-bureau audit begins and Round 1 disputes move into processing.

Classe Consulting LLC is licensed with the Texas Secretary of State as a Credit Services Organization (Lic. #803073624) and is bonded nationwide. Results vary by individual and are not guaranteed; no specific score increase, deletion, approval, or timeline is promised. You have the right to dispute inaccurate information on your credit report yourself, directly with the credit bureaus, at no cost. Credit monitoring is provided by MyFreeScoreNow, a third party, and billed separately ($1 activation, 7-day trial, then $24.97/month; payments non-refundable per their terms). Funding decisions are made solely by lenders. This page is for informational purposes only and is not legal or financial advice.
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